Do all employees have to complete an enrollment form?

Yes. By obtaining acknowledgement of either an acceptance or declination from each employee completes new-hire paperwork, you are limiting the liability you and your employer face. We never want an employee or family member of your agency to come back to you and say they were discriminated against and never offered insurance. It is in your company’s best interest to make sure that all employees fill out the enrollment form and either elect or decline coverage.